Certificate IV in Finance and Mortgage Broking

FNS40821

This page is updated when information changes, but it's always best to talk to your training provider to confirm course details before you enrol.

Overview

This qualification reflects the role of individuals working in finance and mortgage broking. Individuals in these roles apply theoretical and technical knowledge and skills to work autonomously and exercise judgement in completing routine activities relating to mortgage and finance broking.

Licensing, legislative, regulatory or certification considerations

Work functions in the occupational areas where this qualification may be used are subject to regulatory requirements. Relevant regulatory authorities should be consulted to confirm those requirements before applying the qualification.

  • Financial help

  • Cost

    Course costs can vary by provider and location. Ask your training provider for a cost estimate.

  • On-the-job training

    This traineeship is available:

    • Assistant Financial Broker
  • Entry requirements

    This course doesn't have any entry requirements. It could be a good starting point for your career.

  • Duration

    You complete this course when you’ve learned the skills, not after a set amount of time. The times shown are estimates.

  • Delivery options

    You may be able to access this training in these ways:

    • Workplace-based
    • Some classroom learning
    • Part-time available
    • Partially online
    • Practical learning

Course content

This course is made up of units.

All courses have core units—these are mandatory for completing the course. Most courses also have elective units, which you can choose from to suit your needs and interests. Not all training providers offer every elective, so check with your provider to find out which electives they can offer you.

For more information about course content, talk to your training provider or visit the National Training Register.

Unit Unit type
Apply and maintain knowledge of financial products and services Core
Comply with financial services regulation and industry codes of practice Core
Conduct work according to professional practices in the financial services industry Core
Develop and maintain professional relationships in financial services industry Core
Identify client needs and present broking options Core
Manage personal and professional development Core
Prepare loan applications on behalf of clients Core
Apply ethical frameworks and principles to make and act upon decisions Elective
Assess credit applications Elective
Deliver a professional service to customers Elective
Deliver and monitor a service to customers Elective
Design and produce business documents Elective
Design and produce spreadsheets Elective
Determine financial requirements of small businesses Elective
Develop personal work priorities Elective
Establish and maintain appropriate security options for credit facilities Elective
Establish client relationship and analyse needs Elective
Identify and apply complex ethical decision making to workplace situations Elective
Identify and manage individuals experiencing hardship Elective
Identify and provide initial information to potential new clients Elective
Implement credit contracts in preparation for settlement Elective
Implement customer service strategies Elective
Manage and recover bad and doubtful debts Elective
Present credit options to clients with special financial circumstances Elective
Provide information on financial products and services to clients Elective
Provide personal advice on non-relevant financial products Elective
Research and develop business plans Elective

Job prospects

The Certificate IV in Finance and Mortgage Broking sets you up for roles like these, but the skills you learn could take you even further.

  • Finance Broker

    ANZSCO 222112

    Finance Brokers operate as independent agents in the course of financial negotiations and arrange loans of money on behalf of clients.

    Recommended education level:
    Diploma, Advanced Diploma or Associate Degree

  • Other Financial Broker

    ANZSCO 222199

    Other Financial Brokers includes jobs like Investment Broker.

    Recommended education level:
    Diploma, Advanced Diploma or Associate Degree

  • Credit and Loans Officer

    ANZSCO 552211

    Credit and Loans Officers analyse, evaluate and process credit and loan applications.

    Recommended education level:
    Certificate III or IV

  • Money Market Clerk

    ANZSCO 552313

    Money Market Clerks process documentation and maintain records of securities transactions and registrations.

    Recommended education level:
    Certificate II or III

Training providers delivering Certificate IV in Finance and Mortgage Broking

It's a good idea to research multiple training providers to make sure you're getting the right training for you.

Showing: 23 providers

How to enrol in this course

To enrol, choose a training provider that offers this course. You can see provider details on this page.

When you find one that you think suits you, visit their website or contact them directly to confirm details like start dates, fees, funding, delivery locations and delivery options.

The provider will guide you through the enrolment process.

Delivery locations can change as students enrol. If you're doing any workplace-based training, like an apprenticeship, this will take place in a different location from your classroom training. Contact your training provider to confirm delivery locations.
Government funding may be available. Contact your training provider to confirm.